Hunters need to apply online for Any Deer Permit by Aug. 17

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Deadline approaching to apply online for Any Deer Permit

If you’re applying online for an Any Deer Permit, you must do so by 11:59 p.m. on Aug. 17th. The link to apply online is: https://www20.maine.gov/online/nedeer/.

From the list of lottery applicants, the Maine Department of Inland Fisheries and Wildlife will administer a chance drawing to select winners for a Maine Any Deer Hunting Permit. The drawing will be held on Sept. 9th.

You may only supply IF&W with one application for the lottery per year; if it is found that an applicant has applied more than one time in a year, that applicant will be disqualified.

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To complete the application you will need:

-Current big game hunting license (or complimentary or lifetime license)

-Districts wishing to hunt in

-Personal information (name, address, age, etc.)

-Landowner information (if applicable: including acres and town)

There are no fees to apply for the Any Deer permit lottery.

Department of Health and Human Services to hold community forums

The Maine Department of Health and Human Services (DHHS) has announced the dates for a series of forums designed to improve MaineCare (Medicaid) services for people with disabilities.

Olmstead is a 1999 Supreme Court decision that requires states to provide individuals with disabilities options to receive services in the most community-like setting possible. Maine is updating its Olmstead roadmap, which identifies core values related to being connected to local communities that drive Maine’s long term services and supports system.

DHHS is seeking feedback from MaineCare recipients, family members, providers, and other interested parties as they define the updated roadmap. DHHS would like to know what is needed in local communities to support people remaining in their homes and meaningfully connected with their communities in lieu of institutional care.

The forums will be held:

-Aug. 4th, 9 a.m. – DHHS Office, 19 Union St., Room 110, Augusta

-Aug. 5th, 1 p.m. – Scarborough Town Hall

-Aug. 6th, 1 p.m. – Payne Homestead, Vinalhaven

-Aug. 10th, 2 p.m. – Moore Community Center, Ellsworth

-Aug. 11th, 1 p.m. – Seniors Plus, Lewiston

-Aug. 12th, 1 p.m. – DHHS Office, Caribou

For questions regarding the forums, please contact Nicole Rooney at 207.287.9221 or email nicole.rooney@maine.gov.

Downeaster Common Sense Guide to car buying

The Downeaster Common Sense Guide: Automobile Buying and Financing is now available online or in paper copy free to Maine residents.

Bureau of Consumer Credit Protection Principal Examiner David Leach, who coauthored the new guide, emphasized that an automobile purchase is a significant financial commitment that often involves a large number of issues and considerations. He outlined the topics covered in the guide:

-Determining how much you can afford;

-Understanding how to conduct auto buying research;

-Learning how to check your credit reports before applying for an auto loan;

-Determining the lowest Annual Percentage Rate or APR for your vehicle loan;

-Understanding why “No money down” financing can be an expensive mistake;

-Learning how to negotiate the best price for your new vehicle and trade in;

-Preparing yourself for the “closing room” at the auto dealership; and

-Evaluating the pros and cons of add-ons like extended warranty programs and credit insurance.

An online copy of the auto buying guide, and several other Downeaster Common Sense financial publications, can be found at www.Credit.Maine.gov by clicking “Publications.” Copies can also be ordered by calling the Bureau of Consumer Credit Protection at 624-8527.

First time homebuyers loan program

Looking to buy your first home? MaineHousing’s First Home Loan program provides below-market or competitive interest rates on 30-year fixed-rate mortgages to help Maine people buy homes of their own. Mortgage options are available with no or low points. Through the ‘Advantage’ program, you may also be eligible for up to $3,500 in down payment and closing costs.

If you meet the following criteria you may be eligible:

-Have never owned a home or have not owned a home in the past 3 years

-Meet income limits

-Meet home cost limits

-Qualify based on credit score and lender criteria

-Are a veteran or active duty military, regardless of prior home ownership

MaineHousing also offers a homebuyer education course, which is a great way to learn the ins and outs of borrowing a new home, and is required if you use the ‘Advantage’ down payment and closing cost financing. A First Home Loan is available through our Green Key Lenders—30+ banks, credit unions and mortgage companies throughout Maine.

For more information go to: http://www.mainehousing.org/programs-services/homebuyer/homebuyerdetail/firsthome or call 626-4663.

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