AUGUSTA, Maine (AP) – Mainers who are looking for ways to invest their money are being warned about fraudulent schemes.

The state Office of Securities and regional securities administrators are teaming up to inform investors about the most prevalent traps and scams this year.

Officials say the schemes have popped up investors look for ways to rebuild savings and restore retirement security. But they warn that falling into an investment trap makes it harder to get back on solid financial ground.

The Office of Securities says it should be contacted whenever investment questions arise.