The last thing you want after your wedding is to have something to worry about on your honeymoon. That’s why it’s more important than ever to set aside some time as you pack your swimsuit, hiking boots and camera, to make sure that you carefully consider travel insurance.

Here are some reasons to include travel insurance in your vacation planning:



TRIP CANCELLATION

AND INTERRUPTION

Your vacation investment is at risk. The cost of your trip may not be refunded in the event you have to cancel or cut your trip short.

Following are some of the reasons cruise, tour and travel package customers lose some or all of their vacation investment:

• Personal sickness or injury

• Sickness, injury or death of an immediate family member

• An act of terrorism

• Adverse weather or natural disaster

• Jury duty

• Financial default of travel supplier

Travel insurance, which includes trip cancellation and interruption coverage, is one way to plan for such unforeseeable circumstances.



SICKNESS, ACCIDENT

AND MEDICAL

EVACUATION

During your trip, you may need to see a doctor, have a prescription filled, receive care at a hospital or deal with an unexpected emergency. Remember: Some health plans don’t cover illnesses or injuries incurred away from your hometown. Some plans will cover such expenses but at a reduced rate. Most health plans do not cover medical evacuation, which can cost $25,000 or more. The Emergency Medical Expense Coverage included with travel insurance can help protect you against unforeseeable circumstances. In addition, travel insurance plans include emergency medical evacuation and the round-the-clock expert support you’ll need to handle an emergency, if you are traveling abroad.



CRITICAL FOR

INTERNATIONAL

TRAVEL

If your plans take you out of the U.S., there are some additional things you should consider. Today, international travelers more than ever need knowledge and information to prepare and protect their well-being. HTH Worldwide, a travel insurance company based in Philadelphia, goes beyond the typical travel insurance offering. Their program includes global health and security services. Among other benefits, you receive breaking news and critical information pertaining to risk of crime and terrorism.

Before your next trip, carefully consider travel insurance. Policy pricing is based on your age and the cost of your trip. Generally, the pricing ranges from four to eight percent of your total trip cost. In today’s turbulent travel environment, this is a small price to pay for peace of mind.

HTH Worldwide provides travel insurance services and global health and security information. For more information or for a free quote, visit www.travelhealthinsurance.com or call HTH Worldwide at (888) 243-2358.