I have to believe that most of those opposing voluntary private investment accounts, which have proven to be of much greater benefit to retirees than Social Security could ever be, have been intentionally misled by a relative few, some of whom embraced the idea in the past.

One has to wonder why anyone would want to deny another the opportunity to set up a better plan than Social Security as we know it now.

I have a three-part theory:

• A Republican administration is pushing for it.

• Democrats can’t stand the idea of giving up any more control of what they consider their money than they absolutely have to.

• By keeping benefits low, as is the case with the current system, Democrats would keep recipients dependent, and that dependency is their power.

People have the opportunity to build a better and more secure future. Anyone who doesn’t want that option should not unfairly deny the chance to those who do.

Patrick Grover, Farmington

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