I am concerned about what might, or might not, happen with needed Social Security reform. News accounts tell me that Congress has spent Social Security monies on other programs and has not put enough money into the system to guarantee it will be there for younger workers.

That’s part of the reason young people such as myself are so supportive of voluntary personal retirement accounts. With these new accounts, young people could build a nest egg for retirement by investing some of our Social Security taxes in bonds and stock funds that we control.

Congress has made claims that it will put Social Security funds in a lockbox, but it doesn’t appear that it has done so. With a personal retirement account, invested money will be safe because it will belong to each person who participates, not the government.

That seems like a logical approach to me.

Nathaniel Y. Walton, president

Bates College Republicans, Lewiston