CELEBRITIES BORN ON THIS DAY: Will Harris, 22; Sara Lumholdt, 24; Tracy Nelson, 46; Helen Reddy, 67.

Happy Birthday: This is a year of hard work that will require discipline and a strict budget. There will be no room for extravagance, costly mistakes or procrastination. You will have to constantly think matters through and take action.

ARIES (March 21-April 19): Someone looking for answers may cause upset but overreacting will result in problems. Taking too much on is your way of doing things and, if managed properly, can get you out of a tight financial bind.

TAURUS (April 20-May 20): Take the pressure being put on you as an omen to back away. Trust your own judgment and don’t go over your budget. A change in partnerships will work to your advantage and help you cut your losses.

GEMINI (May 21-June 20): Concentrate on putting your talents to good use. Don’t get involved with someone who is likely to drain your energy and put a strain on your bank account. Don’t promise anything you don’t plan on delivering.

CANCER (June 21-July 22): Spending a little to increase your assets is a wise idea. A change in the living arrangements or family dynamics must be accepted and dealt with. An older relative will need your assistance.

LEO (July 23-Aug. 22): Although you may feel like playing, you must get any chores out of the way first. A change in your income is possible if you work on perfecting a service you have to offer. Funds will come from an unusual source.

VIRGO (Aug. 23-Sept. 22): Look outside your normal surroundings for the contacts that will benefit you the most. A change of heart is evident and will be the first step in a long process of achieving what you want out of life.

LIBRA (Sept. 23-Oct. 22): The less information you allow others to have, the more you will accomplish without opposition. Love is in the stars and attending an unusual event will bring you in contact with someone interesting.

SCORPIO (Oct. 23-Nov. 21): There is money to be made but not if you keep spinning your wheels, afraid to move forward. Just do it and don’t look back. At some point you have to take your chances and proceed.

SAGITTARIUS (Nov. 22-Dec. 21): Experiment, explore and develop ways to improve your current situation and plans. Setting yourself up for the future doesn’t have to put you in the poor house. Forget about doing everything on a large scale.

CAPRICORN (Dec. 22-Jan. 19): Don’t listen to someone who wants you to spend more than you have to. Keep things within your reach and build a strong and solid base. Sudden good fortune is apparent if you live by the rules and you follow your original plan.

AQUARIUS (Jan. 20-Feb. 18): Question any partnership that is holding you hostage in one thing or another. Freedom to come and go as you please will make the difference in how far you can get in the shortest amount of time.

PISCES (Feb. 19-March 20): Helping others evolve into who and what they are supposed to be is the first step to granting and getting freedom. You will benefit far more if you are open and supportive. A chance to come into money looks good.

Birthday Baby: You are a pillar of strength, courage and honor. You are helpful, spirited and full of surprises. You are quick to respond and will do whatever is necessary to succeed.