Happy Birthday: You’ll be torn by many different personal, professional and financial choices. Don’t fall into the hands of a fast talker who wants you to take the risk. Just say no.

ARIES (March 21-April 19): It’s a new beginning and, although you must be cautious where you decide to put your time and effort, contemplate just who you are and what you want instead of constantly putting everyone else first. Enough is enough.

TAURUS (April 20-May 20): An opportunity is apparent and you mustn’t pass it by because you are emotionally caught up in a personal problem. Connect with someone from your past but be honest about your motives.

GEMINI (May 21-June 20): You cannot let anyone take advantage of you or your talent. Avoid making any costly donations or volunteering your time when you need to be focusing on your own future.

CANCER (June 21-July 22): Acceptance is the key to your future. Change is inevitable and, if you proceed without a fuss, you stand a good chance of getting ahead. Embrace the new and unfamiliar with optimism and show everyone how adaptable you are.

LEO (July 23-Aug. 22): You do the math and you will find out where you stand financially, going into the new year. Set up a new budget and goals. Your need to overindulge in every aspect must be curbed.

VIRGO (Aug. 23-Sept. 22): Invest in yourself and your talent. You need to build a safety net so you can put your worries aside and enjoy your life, your family and your friends.

LIBRA (Sept. 23-Oct. 22): The conversations you have with innovative, like-minded people will get you off to a good start this year. You can make the most of a personal relationship. Nurture and pamper the one you love.

SCORPIO (Oct. 23-Nov. 21): There will be a lot expected of you if you want to keep things running smoothly at home and within your personal relationships. A change can be good if you put in the time and take care of every detail as you go along.

SAGITTARIUS (Nov. 22-Dec. 21): You may be impulsive to a point of no return. Keep thoughts a secret and listen carefully to what others say for future reference. Take any complaints made as a serious problem and do your best to rectify them.

CAPRICORN (Dec. 22-Jan. 19): Clear whatever baggage you’ve been carrying around with you, once and for all. It’s a new year and time to get rid of the old and bring in the new. Don’t labor over any losses. Start fresh and proceed with optimism.

AQUARIUS (Jan. 20-Feb. 18): Tidy up any undone business quickly. Be ready to get involved in education, business or a unique way to display your skills and knowledge.

PISCES (Feb. 19-March 20): You’ve had plenty of time to think things through, so take action and settle your differences. Let your feelings be heard and listen to how others respond.

Start the year off right and make amends.

Birthday Baby: You are not one to back down, say no or even consider that you cannot do something. You are optimistic and creative and you touch others with your unique ways.