NORWAY — Dawn Minigell of Norway, a Modern Woodmen of America representative, has completed a five-day educational program at Modern Woodmen’s home office in Rock Island, Ill.

The program focused on comprehensive financial services for families and small businesses. Using a computer software program, Minigell also studied the impact of social security benefits and inflation on a client’s financial plan. In addition, she learned about the products and processes to incorporate mutual funds and variable products, where appropriate, when evaluating financial needs.