RUMFORD – Brenda L. Flagg of the State Farm Insurance Agency in Rumford, has been awarded a professional degree in the field of long-term care, certified in long-term care (CLTC). The program is independent of the insurance industry and focuses on providing insurance professionals the tools they need to meet their client’s long-term care needs.

“One of my responsibilities as an insurance professional is to help solve my client’s long-term care needs. That includes explaining that government programs such as Medicare and Medicaid will not pay for the care a person will need should a catastrophic illness occur.”

Flagg stated the cost of care could be prohibitive. “For instance, home care, which costs about $17.50 an hour adds up quickly. Nursing home care in the region averages $58,400 per year.”

“Few families can afford these costs,” Flagg stated. “Long-term care insurance may be the solution. My agency has made the commitment to provide the information clients need to make the right decisions.”

The Flagg Agency is located at 102 Congress St., Rumford.